My credit reports are always monitored by me and I have turned on the notification to be aware of any changes in my accounts or other information in the reports. Today I received an equifax notification of death and reviewed all three reports to understand the problem. The deceased label was only on Equifax. How can I remove it? Can it affect in any way my credit score?
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Your credit score will not be affected, anyway, you and any other person who needs to check your credit report will not be able to pull it. This way, your applications for any types of loans can be denied if the lender uses Equifax’s services. I suggest you dispute the information. If you don’t know which steps you should take to correct the errors, follow this guide about equifax notification of death, it was useful for me when I was disputing, but if even after reading this article, the process seems to difficult for you, I suggest you to hire a professional attorney that’ll make the process much easier.